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USE AND ACCEPTANCE

This website (the "Site"), and any information provided is offered to you contingent upon your acceptance, without modification, of these Terms of Use. Please read these Terms of Use carefully. By using this Site, you agree to these Terms of Use. If you do not agree to these Terms of Use, you may not use this Site.

MODIFICATION

We may change these Terms of Use from time to time without notice to you. You should review these Terms of Use each time you use this Site to make sure you agree to them. By using this Site after changes have been made to these Terms of Use, you are agreeing to accept and comply with those changes.

OWNERSHIP OF THE SITE

You may use the information available from this Site for informational purposes only. This Site and all of its contents (including, but not limited to, text, graphics, audio clips, logos, buttons, images, downloads, data compilations, software, icons, html codes and xml codes), as well as all copyright, trademark and other rights therein, are owned by The Washington Trust Company or its third-party information providers and are protected by United States and international intellectual property laws. The information contained in this Site is subject to change without notice.

PRIVACY POLICY

Please review our Privacy Policy to understand our privacy practices.

TRADEMARKS

Any questions regarding the use of tradenames, trademarks, or service marks by Washington Trust found on this Site should be directed to The Washington Trust Company at 23 Broad Street, Westerly, RI 02891.

Washington Trust Wealth Management® is a registered trademark of The Washington Trust Company, which has licensed its use to its parent, affiliates and subsidiaries, including Washington Trust Advisors, Inc.

LINKS TO THIRD-PARTY WEB SITES

This Site provides links to third-party websites that we think might be useful to our users (“Linked Sites”). These Linked Sites and their providers are not controlled by us, and we are not responsible for the content or proper operation of any Linked Sites. Links to Third-Party sites on Washington Trust’s website does not, in anyway, imply sponsorship or endorsement of, or the responsibility for, the opinions, ideas, products, information, or services offered at such sites, or any representation regarding the content at such sites. Unless expressly stated otherwise, the owners of these Linked Sites are not affiliated with Washington Trust and they do not sponsor or endorse the Washington Trust site or the views expressed on our Site.

TERMINOLOGY AND OTHER REFERENCES

“CFA” refers to those individuals who have earned the Chartered Financial Analyst designation and is a registered service mark of the CFA Institute. “CFP” refers to those who have earned the Certified Financial Planner designation and is a registered certification mark of the Certified Financial Planner Board of Standards, Inc. “RLP” refers to those who have earned the Registered Life Planner designation and is a registered certification mark of the Kinder Institute of Life Planning.

GENERAL DISCLOSURES / DISCLAIMERS

Although we use reasonable efforts to provide accurate and up-to-date information through this Site, we make no warranties or representations as to the accuracy, reliability, suitability or comprehensiveness of content on this Site. The information contained on this Site is provided on an "as is" "as available" basis. Washington Trust may discontinue or make changes to the information, products, or services described herein at any time, without notice.

The information contained in this Site reflects the thoughts and opinions of Washington Trust only and are subject to change without notice. It is not intended to constitute legal, tax, accounting, or investment advice, or an opinion regarding the appropriateness of any investment or services presented. The information provided is solely for informational purposes and personal use only. It does not take into account any investor’s particular legal, financial or tax situation. Please consult with an appropriate professional for specific advice regarding your legal, financial or tax situation.

The offering of information on this Site, about our products or services, is not a solicitation to any person to use such information, products, or services in jurisdictions where the provision of such information, products, or services is prohibited by law. No recommendation or advice is being given as to whether any investment or fund is suitable for a particular investor. It should not be assumed that any investments in securities, companies, sectors or markets identified and described were, or will be, profitable. The information provided on this Site is not a solicitation nor an offer to buy or sell any stock, mutual fund, or other security, nor should it be used in connection with any sale, offer for sale or solicitation of an offer to buy securities or any other instrument or service.

Investment products are not bank deposits, are not guaranteed or insured by the FDIC or other entity, and are subject to investment risks, including loss of the principal amount invested. All performance material has been obtained from sources believed to be reliable but its accuracy is not guaranteed. Investing entails risks, including possible loss of principal. Past Performance is no guarantee of future results. Stock markets and investments in individual stocks are volatile and can decline significantly in response to issuer, market, economic, political, regulatory, geopolitical, and other conditions. Investments in foreign markets through issuers or currencies can involve greater risk and volatility than U.S. investments because of adverse market, economic, political, regulatory, geopolitical, or other conditions. Emerging markets can have less market structure, depth, and regulatory oversight and greater political, social, and economic instability than developed markets. Fixed Income investments, including floating rate bonds, involve risks such as interest rate risk, credit risk and market risk, including the possible loss of principal. Interest rate risk is the risk that interest rates will rise, causing bond prices to fall.

Washington Trust Wealth Management® is a registered trademark of The Washington Trust Company, which has licensed its use to its parent, affiliates and subsidiaries, including Washington Trust Advisors, Inc.

Washington Trust Advisors, Inc. will only transact business in states where it is properly registered, or excluded or exempted from registration requirements. For additional information on Washington Trust Advisors, Inc. and their investment advisory services or to determine whether Washington Trust Advisors, Inc. is eligible to transact business in your state, please contact us or refer to the Form ADV Brochure, which is available on this Site or by contacting us.

CONTACT US

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