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Securities-Based Lending

You can easily borrow money using your marketable securities held at Washington Trust or another financial institution as collateral.

hands pointing at numbers on a documentThis flexibility provides you with liquidity without disrupting your portfolio’s investment strategy. You will continue to receive dividends, interest, and any capital appreciation that may accrue in the account with this unique program.

A Securities-Based Loan* allows pledged securities such as stocks, bonds, mutual funds or Treasury bills to act as collateral for borrowed funds to:

  • Manage cash flow without liquidating assets
  • Cover near-term expenditures or major purchases
  • Mitigate tax consequences of asset sales
  • Take advantage of investment opportunities
  • Address cash-flow needs
  • Meet goals associated with charitable giving, education costs

Washington Trust's Private Clients Group is ready to help you effectively manage your finances with a complete range of products and services.

Contact a Trusted Advisor

To get started, click here to download our application. Be sure to download the application and save it to your computer before completing the application.
Please note: this application should be sent securely to our Private Client Advisors. If you need assistance, please contact us.

*The subject Securities-Based Loan will have a minimum loan amount of $250,000; and a minimum $250 documentation fee;.


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Private Client Advisors

At Washington Trust, you have a full range of expert financial and banking services available to you.

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Let's discuss your unique financial goals.

Contact our Trusted Advisors today to set up an appointment.

Washington Trust’s Private Client Advisors provide you with a full range of expert financial and banking services available to you, and most importantly, a Private Client Advisor who is your personal connection to the solutions you are seeking.

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Washington Trust, the "W" logo, Washington Trust Wealth Management and Halsey Associates are registered trademarks of The Washington Trust Company.
Weston Financial is a subsidiary of The Washington Trust Company. Halsey Associates is a part of Washington Trust Wealth Management, a division of The Washington Trust Company.

Not FDIC Insured No Bank Guarantee May Lose Value Not a Deposit Not Insured by any Federal Government Agency