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Securities-Based Lending

You can easily borrow money using your marketable securities held at Washington Trust or another financial institution as collateral.

hands pointing at numbers on a documentThis flexibility provides you with liquidity without disrupting your portfolio’s investment strategy. You will continue to receive dividends, interest, and any capital appreciation that may accrue in the account with this unique program.

A Securities-Based Loan* allows pledged securities such as stocks, bonds, mutual funds or Treasury bills to act as collateral for borrowed funds to:

  • Manage cash flow without liquidating assets
  • Cover near-term expenditures or major purchases
  • Mitigate tax consequences of asset sales
  • Take advantage of investment opportunities
  • Address cash-flow needs
  • Meet goals associated with charitable giving, education costs

Commercial Lending Services

Commercial Lending Capabilities

Washington Trust's Commercial Lending Team provides the same great service you expect from our trusted advisors

Learn More

*The subject Securities-Based Loan will have a minimum loan amount of $250,000; a minimum $250 documentation fee; and a minimum $250 trust review fee, if applicable.

Let's discuss your unique financial goals.

Contact us at 800-582-1076 or email us to set up an appointment.

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Washington Trust is a registered trademark, and the "W" logo and Washington Trust Wealth Management are trademarks of The Washington Trust Company.
Weston Financial and Halsey Associates are subsidiaries of The Washington Trust Company.

Not FDIC Insured | No Bank Guarantee | May Lose Value | Not a Deposit | Not Insured by any Federal Government Agency